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	<description>Articles, Editorials &#038; Expert Opinions: Credit Card Debt, Collections, Settlement, Etc.</description>
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		<title>The New Credit Card Law: No Big Deal</title>
		<link>http://hoffmanbrinker.com/blog/the-new-credit-card-law/</link>
		<comments>http://hoffmanbrinker.com/blog/the-new-credit-card-law/#comments</comments>
		<pubDate>Sat, 06 Mar 2010 04:22:20 +0000</pubDate>
		<dc:creator>Mark Brinker</dc:creator>
				<category><![CDATA[Observations]]></category>
		<category><![CDATA[credit card debt]]></category>

		<guid isPermaLink="false">http://hoffmanbrinker.com/blog/?p=217</guid>
		<description><![CDATA[
There&#8217;s been a lot of talk lately about the new credit card law that went into effect on 2-22-10. In case you missed it, here are some of the highlights:

Credit card companies are now required by law to disclose how long it will take you to pay off the balance and how much interest you&#8217;ll [...]]]></description>
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		<title>In Defense Of Credit Card Companies</title>
		<link>http://hoffmanbrinker.com/blog/in-defense-of-credit-card-companies/</link>
		<comments>http://hoffmanbrinker.com/blog/in-defense-of-credit-card-companies/#comments</comments>
		<pubDate>Thu, 07 Jan 2010 22:01:35 +0000</pubDate>
		<dc:creator>Mark Brinker</dc:creator>
				<category><![CDATA[Observations]]></category>

		<guid isPermaLink="false">http://hoffmanbrinker.com/blog/?p=160</guid>
		<description><![CDATA[Over the past several weeks there have been numerous reports slamming credit card companies for their alleged shady policies and practices. I&#8217;ve even seen where certain individuals are leading a &#8220;debtor&#8217;s revolt&#8221; against the credit card companies to &#8220;send them a message&#8221;.
Ira Rheingold, director of the National Association of Consumer Advocates, has said, &#8220;Banks have done really well [...]]]></description>
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		<title>Three Gems From Michael Moore&#8217;s 15-Point Action Plan</title>
		<link>http://hoffmanbrinker.com/blog/three-gems-from-michael-moores-15-point-action-plan/</link>
		<comments>http://hoffmanbrinker.com/blog/three-gems-from-michael-moores-15-point-action-plan/#comments</comments>
		<pubDate>Sat, 07 Nov 2009 16:44:46 +0000</pubDate>
		<dc:creator>Mark Brinker</dc:creator>
				<category><![CDATA[Observations]]></category>

		<guid isPermaLink="false">http://hoffmanbrinker.com/blog/?p=139</guid>
		<description><![CDATA[Love him or hate him, there&#8217;s no denying that Michael Moore is not afraid to speak his mind and challenge the status quo. Although I don&#8217;t agree with all of his views, I&#8217;ve always admired Mr. Moore for having the courage to ask the tough questions and keep people accountable.
His latest movie, Capitalism: A Love Story, was released [...]]]></description>
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		<title>Beware Of Misleading Advertising From A Few Debt Settlement Firms</title>
		<link>http://hoffmanbrinker.com/blog/beware-of-misleading-advertising-debt-settlement/</link>
		<comments>http://hoffmanbrinker.com/blog/beware-of-misleading-advertising-debt-settlement/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 22:06:05 +0000</pubDate>
		<dc:creator>Mark Brinker</dc:creator>
				<category><![CDATA[Observations]]></category>

		<guid isPermaLink="false">http://hoffmanbrinker.com/blog/?p=99</guid>
		<description><![CDATA[
 
 
 
 
 
 
 
During the past several months, a number of our clients have received very official-looking notices in the mail regarding credit card debt relief, possibly suggesting that there might be some government sponsored program to assist people with excessive credit card debt.
Upon reviewing these notices they turned out to be nothing more than cleverly disguised direct mail advertisements from [...]]]></description>
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		<title>Bankruptcy FAQs</title>
		<link>http://hoffmanbrinker.com/blog/bankruptcy-faqs/</link>
		<comments>http://hoffmanbrinker.com/blog/bankruptcy-faqs/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 22:28:33 +0000</pubDate>
		<dc:creator>Mark Brinker</dc:creator>
				<category><![CDATA[Answers To FAQ]]></category>

		<guid isPermaLink="false">http://hoffmanbrinker.com/blog/?p=59</guid>
		<description><![CDATA[No one ever wants to file bankruptcy, that&#8217;s for sure. But if you&#8217;re having financial difficulties you owe it to yourself to educate yourself on the basics of bankruptcy because it might just end up being the best solution for you afterall.
Today I ran across an excellent resource that answers virtually any question you would want answered on [...]]]></description>
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