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	<title>HoffmanBrinker.com/blog &#187; Observations</title>
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	<description>Articles, Editorials &#038; Expert Opinions: Credit Card Debt, Collections, Settlement, Etc.</description>
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		<title>Credit Card Debt Settlement Strategy: Persistence Pays!</title>
		<link>http://hoffmanbrinker.com/blog/credit-card-debt-settlement-persistence.html</link>
		<comments>http://hoffmanbrinker.com/blog/credit-card-debt-settlement-persistence.html#comments</comments>
		<pubDate>Fri, 09 Jul 2010 16:59:19 +0000</pubDate>
		<dc:creator>Mark Brinker</dc:creator>
				<category><![CDATA[Observations]]></category>

		<guid isPermaLink="false">http://hoffmanbrinker.com/blog/?p=303</guid>
		<description><![CDATA[Here&#8217;s some quick &#8220;news from the field&#8221; from just last week. Last Monday, two of my clients attempted to negotiate a settlement for less than full balance on their respective credit card accounts. Ironically, these 2 accounts were with the same credit card company. But that&#8217;s beside the point and purely coincidental. Anyway, on Monday each [...]]]></description>
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		<title>Jailed For Past Due Credit Card Debt</title>
		<link>http://hoffmanbrinker.com/blog/jailed-for-past-due-credit-card-debt.html</link>
		<comments>http://hoffmanbrinker.com/blog/jailed-for-past-due-credit-card-debt.html#comments</comments>
		<pubDate>Fri, 18 Jun 2010 01:25:27 +0000</pubDate>
		<dc:creator>Mark Brinker</dc:creator>
				<category><![CDATA[Observations]]></category>

		<guid isPermaLink="false">http://hoffmanbrinker.com/blog/?p=255</guid>
		<description><![CDATA[                  Earlier this week, an article appeared in the Minneapolis-St.Paul Star Tribune describing how some citizens of the state of Minnesota are being sent to jail for having past due credit card debt. As much as I hate to say it, apparently this is really happening. However, [...]]]></description>
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		<title>The New Credit Card Law: No Big Deal</title>
		<link>http://hoffmanbrinker.com/blog/the-new-credit-card-law.html</link>
		<comments>http://hoffmanbrinker.com/blog/the-new-credit-card-law.html#comments</comments>
		<pubDate>Sat, 06 Mar 2010 04:22:20 +0000</pubDate>
		<dc:creator>Mark Brinker</dc:creator>
				<category><![CDATA[Observations]]></category>
		<category><![CDATA[credit card debt]]></category>

		<guid isPermaLink="false">http://hoffmanbrinker.com/blog/?p=217</guid>
		<description><![CDATA[There&#8217;s been a lot of talk lately about the new credit card law that went into effect on 2-22-10. In case you missed it, here are some of the highlights: Credit card companies are now required by law to disclose how long it will take you to pay off the balance and how much interest [...]]]></description>
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		<title>In Defense Of Credit Card Companies</title>
		<link>http://hoffmanbrinker.com/blog/in-defense-of-credit-card-companies.html</link>
		<comments>http://hoffmanbrinker.com/blog/in-defense-of-credit-card-companies.html#comments</comments>
		<pubDate>Thu, 07 Jan 2010 22:01:35 +0000</pubDate>
		<dc:creator>Mark Brinker</dc:creator>
				<category><![CDATA[Observations]]></category>

		<guid isPermaLink="false">http://hoffmanbrinker.com/blog/?p=160</guid>
		<description><![CDATA[Over the past several weeks there have been numerous reports slamming credit card companies for their alleged shady policies and practices. I&#8217;ve even seen where certain individuals are leading a &#8220;debtor&#8217;s revolt&#8221; against the credit card companies to &#8220;send them a message&#8221;. Ira Rheingold, director of the National Association of Consumer Advocates, has said, &#8220;Banks have done really [...]]]></description>
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		<title>Three Gems From Michael Moore&#8217;s 15-Point Action Plan</title>
		<link>http://hoffmanbrinker.com/blog/three-gems-from-michael-moores-15-point-action-plan.html</link>
		<comments>http://hoffmanbrinker.com/blog/three-gems-from-michael-moores-15-point-action-plan.html#comments</comments>
		<pubDate>Sat, 07 Nov 2009 16:44:46 +0000</pubDate>
		<dc:creator>Mark Brinker</dc:creator>
				<category><![CDATA[Observations]]></category>

		<guid isPermaLink="false">http://hoffmanbrinker.com/blog/?p=139</guid>
		<description><![CDATA[Love him or hate him, there&#8217;s no denying that Michael Moore is not afraid to speak his mind and challenge the status quo. Although I don&#8217;t agree with all of his views, I&#8217;ve always admired Mr. Moore for having the courage to ask the tough questions and keep people accountable. His latest movie, Capitalism: A Love Story, was [...]]]></description>
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